What would you like to know?

Edwin Ogenio says, we must trust God to help us show love to those we do not feel love for, since Godly love is not something we feel, but something we do. In order to become perfect in this area of our lives, or in other words become like Jesus Christ, we need to allow God to groom us in character, holiness, maturity, and love. This is a process, just as we expect behaviors to develop in people, from baby-stage to a child, to teenager and adult. How fast we grow in unconditionally loving others, depends on our stage of spiritual development, believes Edwin Ogenio.

Edwin Ogenio believes that becoming perfect in love for everybody, does not mean that we will not fail at times, but that we are willing to admit our wrong doings, and continue to allow God to correct, heal, restore, and mature us. We then learn more and more how to tap into, and receive God’s love for ourselves and our neighbor! Edwin Ogenio says that our neighbor is anyone of any race or social background who is in need, and love means acting to meet the person’s need. There is never a good reason for refusing to help.Another aspect of loving your neighbor is that we should not lie or be critical to each other, because it disrupts unity, as it creates conflicts and destroys trust, adds Edwin Ogenio. Edwin Ogenio believes, we need to examine our attitudes and actions toward others; our neighbor. Do we build people up, instead of tearing them down by criticizing and condemning them? Saying something positive and beneficial to others, will cure us from constant fault-finding in them, and increase our ability to obey God’s law of love! In conclusion Edwin Ogenio adds, let us finish with a powerful saying that comes directly from the mouth of Jesus Himself:

Do for others what you would like them to do for you. This is a summary of all that is taught in the law and the prophets. Matt 7:12 NLT

Behzad Abadi and Firouzeh Banki have been in private practice for over ten years in California. They both obtained their Doctorate in Medicinal Dentistry from University of Montreal.

Behzad Abadi and Firouzeh Banki own and operate two dental offices; one in Encino (Abadi and Banki Dental) and one in Downey (General and Cosmetic Dentistry of Downey). Abadi and Banki Dental’s state-of-the-art and friendly practices offer a variety of restorative and Preventive services. Abadi and Banki Dental’s goal is to serve all your dental needs, enhancing the look of your smile, improve your general health and appearance and finally, give you the confidence you need.

Our professional and caring staff at Abadi and Banki Dental will give you and your loved ones the attention you deserve. We spend most of our first visit listening to all your needs and concerns giving you the best treatment options possible. Our dentists, Behzad Abadi and Firouzeh Banki will provide you a higher quality of care with our state-of-the-art technology such as our digital x-ray and intra oral camera.

As professionals and dedicated dentists, Behzad Abadi and Firouzeh Banki attend continuing education courses regularly to keep up to date with the latest innovations in dentistry. Dr.Behzad Abadi is a member of American academy of Cosmetic Dentistry and has received specialized training in cosmetic dentistry at UCLA’s aesthetic continuum.Dr.Behzad Abadi has also taken several courses in restorative implantology.

Our Location:
Abadi and Banki Dental General and cosmetic dentistry in Downey
16633 Ventura blvd #850 10735 Lakewood blvd
Encino Ca. 91436 Downey Ca.
Tel (818)990-5900 Tel (562)862-8128

You can also visit us at: Abadiandbankidental.com

Nancy DiPietro

Inspiration for great acts often comes from a single event. For Nancy DiPietro, that event came on Aug. 12, 2006. While attending the international nurses’ forum on the HIV/AIDS crisis, Nancy DiPietro was stunned to learn that many of the nurses treating HIV/AIDS patients in Africa were infected themselves.

Not content to sit by and do nothing, Nancy DiPietro created Give an Hour, a campaign that calls upon Canada’s registered nurses to support HIV/AIDS-affected nurses in Africa. Nancy DiPietro’s hope is that every nurse who can will pledge the equivalent of one hour of pay each year to the Stephen Lewis Foundation. Since launching the campaign, Nancy DiPietro has received tremendous support from her colleagues and nursing organizations.

Her career experiences gave Nancy DiPietro the knowledge and skills necessary to create this national campaign. Building on work in an intensive care unit, an operating room, a post-anesthetic care unit and in women’s health, Nancy DiPietro joined the McMaster University Medical Centre team in 1993 and became a sexual assault nurse examiner in 1997. As manager of Nina’s Place, the Regional Sexual Assault and Domestic Violence Care Centre of Halton, at Joseph Brant Memorial Hospital, Nancy DiPietro say first-hand the how sexual and interpersonal violence affected the lives of women and children.

Last August, Nancy DiPietro joined the staff of Langs Farm Village Association, which operates a community health centre in her hometown of Cambridge. Nancy DiPietro will be the nurse manager of a new satellite centre set to open this spring in the village of Ayr. The centre till provide primary health care, health promotion and community development services using a multidisciplinary team of health providers. In her new position, Nancy DiPietro will be focusing on addressing and raising awareness of the broader determinants of health such as employment, education, environment, isolation and poverty. Nancy DiPietro is excited about having a hand in bringing primary health care to an under-serviced rural community.

For more information about Nancy DiPietro please visit www. nancy-dipietroweb.com

Howard Nestler, CEO of Executive Options, has introduced transition assessment services today for management level executives effective as of this date. “The better executives are capable of implementing transitional policies and programs for their corporations” says Howard Nestler. “Few of them have given any thought to their own transitional periods, usually because the need for a job search can come about suddenly and represent something of a trauma in one’s life.”

Howard Nestler has heard from too many upper level executives of their sudden disengagement from the corporations they have served. Often, there seems to be neither rhyme nor reason for the termination. “Whether the executive suffers monetarily or from the psychological dislocation, it is an unpleasant experience that can be made worse by a nonresponsive job market,” Howard Nestler explains.

Transitional services are part of the High Definition marketing concept authored by Howard Nestler to help qualified executives make the passage into their next engagement. “At such a time, a man or woman needs to be reminded of their worth and this process focuses their attention on their abilities and accomplishments,” Howard Nestler says. Howard Nestler says that is the job candidate’s responsibility to inform the marketplace. “The marketplace can be very lazy and take the path of least resistance,” says Howard Nestler. “This may be easier for the hiring companies, but it is certainly not better for the job hunter.”

Howard Nestler advocates preemptive marketing, “There is nothing wrong with creating a demand for your services.”

Read more about Howard Nestler at www.howard-nestler.org

Frank Scozzaro: “Should I or shouldn’t I? Like many people, there’s a good chance you’ve put some thought into refinancing your home over the years. Many people think about it but few act on it–primarily because they simply don’t have answers to the question of whether it’s the “right” thing to do”.Here are several things to keep in mind when deciding whether to refinance your home (by Frank Scozzaro):
First, even a small rate cut can pay off quickly! That’s because many mortgage companies are willing to waive routine refinancing charges such as application, appraisal and legal fees (which can add up to $3,000). In exchange for low or no upfront costs, however, you’ll need to be willing to accept a rate that’s somewhat higher than the prevailing rock bottom, informs Frank Scozzaro.

That said, if you are planning to stay in your home for at least three to five more years, it might make sense to pay “points” (one point equals 1% of the loan amount) and closing costs to get the lowest available rate. You can avoid laying out cash and still get a low rate by adding the points and closing costs to your new mortgage. Does that mean taking on a lot of extra debt?
Not necessarily.

If you’ve had your current mortgage for at least three years, you’ve probably reduced your balance by several thousand dollars. You might be able to tack your closing costs onto your new loan and still end up with a mortgage that’s smaller than your original one–plus a lower rate and monthly payment. Ready to refinance? Call Frank Scozzaro today at 262-308-2667 to discuss the options! Frank Scozzaro would be happy to help in any way he can!

CALL FRANK SCOZZARO TODAY FOR A FREE:
• Financial Analysis
• Mortgage Calculator
• Real Estate Resources
• Re-Financing Options
• Mortgage How-Tos
• Current Rates & More!

By : Behzad Abadi D.M.D and Firouzeh Banki D.M.D
16633 Ventura Blvd #850
Encino Ca. 91436
Tel: (818)990-5900

Do you have a problem with you teeth? If you feel that you need skilled dentists to help you, then read on. This information is provided by Abadi and Banki Dental and can help you determine you problem, and the appropriate steps to take.

We belong to a generation who is extremely conscious of its appearance. We all want to stay young and beautiful and make the best first impression. There have never been more cosmetic procedures or anti-aging products available than today.
With advanced technology, in just a few visits, you can enjoy a brand new smile, build your self esteem and make the right first impression.
Our professional and caring staff at Abadi and Banki Dental will give you and your loved ones the attention you deserve. We spend most of our first visit listening to all your needs and concerns giving you the best treatment options possible. Our dentists, Behzad Abadi and Firouzeh Banki will provide you a higher quality of care with our state-of-the-art technology such as our digital x-ray and intra oral camera.
Behzad Abadi and Firouzeh Banki own and operate two dental offices; one in Encino (Abadi and Banki Dental) and one in Downey (General and Cosmetic Dentistry of Downey). Our state-of-the-art and friendly practices offer a variety of restorative and Preventive services. Our goal is to serve all your dental needs, enhancing the look of your smile, improve your general health and appearance and finally, give you the confidence you need.

Edwin Ogenio’s experience over the last years is that many are longing and looking for the kind of lifestyle these believer had. The world is tired of organized religion without genuine love and power. Onlookers want to see TRUTH manifesting through Christians, like it says in John 13:35 “By this all will know that you are My disciples if you have love for one another.”

Edwin Ogenio says that a great example of how the church has become is found in the book of Revelations where God exhorts and confronts the loveless church: “I know all the things you do. I have seen your hard work and your patient endurance. I know you don’t tolerate evil people. You have examined the claims of those who say they are apostles but are not. You have discovered they are liars. You have patiently suffered for me without quitting. But I have this complaint against you. You don’t love me or each other as you did at first! Look how far you have fallen from your first love! Turn back to me again and work as you did at first.”
Rev 2:2-5 NLT

Edwin Ogenio: This is in contrast to the faithful church in Revelation 3:9 where God says about the people: “Look! I will force those who belong to Satan – those liars who say they are Jews but are not – to come and bow down at your feet. They will acknowledge that you are the ones I love.”
Rev 3:9 NLT

Edwin Ogenio believes, it is because of our genuine love and faithful commitment to God and to one another that even unbelievers will be attracted and ultimately will worship the Lord. Edwin Ogenio cites: “There are three things that will endure – faith, hope, and love – and the greatest of these is love.” 1. Cor 13:13 NLT

Madison’s Who’s Who believes that one of the key objectives that should drive your marketing is conveying the benefits of your product or services. Before any business or consumer considers moving forward with your company, benefits must be communicated to them properly. One way to do this is to put yourself in the shoes of your potential customer. Are the benefits clearly laid out? If not, go back and adjust your marketing plan.
Don’t be a follower:
One of the biggest marketing traps to fall into is following your competitors. If your advertising campaign is based only on what your competitors are doing, Madison’s Who’s Who advises against this. Just because your rival company places an ad somewhere does not mean they are producing results. Companies will try to tell you otherwise. This is all part of the trickery use by people selling ad space. They try to lure you in by letting you know what your competition is doing, using your competitors as bait. Madison’s Who’s Who says “don’t bite”. Your competition often doesn’t know the proper way to advertise. Listen to your marketing agency and steer in the right direction, rather than following your competition down the road of failure.

Multivend, one of the leading bulk candy vending machine manufacturers in the United States, has been in this business since 1990. Since then Multivend has become one of the best vending machine manufacturers on both the eastern and the western seaboards. Normally you may ask what is the big deal about vending machines? Well, think about just how many vending machines you saw today. They are pretty much everywhere from schools to colleges to railway stations to airports. They are anywhere and everywhere. Vending machines nowadays give out everything from snacks to chocolates to newspapers and more. Today they are so versatile.
Now Multivend has come out with this fantastic idea by which you can also become a part of this Multivend family. All you have to do is to register and show that you are serious about this golden opportunity. Soon you will have your own vending machine route. In case you are wondering it is about, it is about installing your own ‘Multivend‘ machines at public places and making money out of it. You can make as much as 80% profit. Is that not fantastic? The icing on the cake is that you get to work as you like and there are more and more advancements being made on the Multivend machines there by making its range even more diverse and larger, which translates as more profits for you. So if you want to work from your own home and at your own pace, then Multivend is the place to go to. Come on in and become a part of Multivend family!

Today’s mortgage companies have become “workout” specialists. Much is being written about foreclosure these days. Although circumstances sometimes make it the only option, it is avoidable-especially when financial setbacks are addressed with your lender early on.

Most important? Notify your lender as soon as you know you’re going to miss your first payment. Advance notice gives your lender an opportunity to offer options on how to handle your hardship. More often than not, he or she will be willing to work with you to get things back on track.

Workout time. Solving foreclosures has become somewhat of a specialty for many lenders. After all, it’s in their best interest to keep you in your home rather than invest time, energy and money in the foreclosure process (which, in some states, can drag out for 18 months or more). As part of the so-called “workout,” lenders typically offer one of two options:

1. Repayment plan. The lender adds half of the amount of your first missed payment onto each of your next two payments. Such an arrangement provides some breathing room if you have only short-term financial problems. If you’ve missed two or three payments, the situation becomes more serious, but your lender will still try to arrange a repayment schedule.

2. Loan modification. The lender adjusts the terms of your loan by either lengthening the amortization schedule or lowering the interest rate. Another option is to roll the delinquent amount into the loan and re-amortize the new balance so you can pay the additional debt back over time. This is designed for borrowers who can’t afford repayment plans.

There also are alternatives for more serious financial problems. Your lender may agree to help you get rid of your house via a pre-foreclosure sale. Or, in more dire circumstances, your lender will agree to a “short sale,” where he or she lets you sell the house for less than the outstanding loan amount, takes the proceeds and forgives any remaining overage.

Some lenders may even consider a “short refinance,” where they forgive some of the debt and refinance the rest into a new loan. That way, the lender still gets more money than it would by foreclosing. One last way to bail out of a home before things get too bad is a “deed in lieu of foreclosure” agreement, where you surrender the property deed to the bank, and the bank sells it.
Although it’s never a comfortable situation, “working it out” is at least manageable-and much more desirable than foreclosure. Please call Frank Scozzaro if you have any questions or would like further information on this or any other mortgage-related topic. Frank Scozzaro is happy to help out in any way that he can.